Student Health Insurance – Tips to Help You Choose the Right Policy

It is summer 2006. Young and not so young people are graduating from school and there are millions of people who are starting to think about student health insurance. Here are some tips for parents and students who are looking for health insurance for a college student, health insurance for a graduating college student or health insurance for an older graduate student. There are a lot of choices. This article is designed to give you an overview of the choices available to students.

Health Insurance For College Students You should explore all of the medical plan options available to you. Your choices may include:

  1. Getting health insurance through the student’s employer.
  2. Getting medical insurance through your local Blue Cross Blue Shield or other private health insurance plan.
  3. Getting “college student health insurance” through a plan offered by their college or university.
  4. Getting health insurance as a dependent on the policy of a parent or spouse.

When looking for the non-group health insurance plans that are available in your area, you may want to contact your state’s insurance department. You can contact them and find out which companies market individual health insurance in your area. Healthcare choices for the out-of-state student If you live on campus, look into the plans offered in each area. If your parents live in Florida, but you go to school in Texas, you should see what health insurance plans are available to you in both states. A student who has a permanent address of Connecticut and attends Yale in New Haven should only purchase a Connecticut-approved plan. If the same student transfers to UCLA, he or she can also explore plans offered in California. Some plans may even charge differently based on your zip code, so even if your two addresses are in the same state, you may still save money by looking at rates for both areas. Health Insurance For A Graduating College Student You should explore all of the medical plan options available to you. Your choices may include:

  1. Getting health insurance through the former student’s employer.
  2. Getting medical insurance through your local Blue Cross Blue Shield or other private health insurance plan.
  3. Purchasing short-term health insurance to cover you until your employer-sponsored plan becomes effective.
  4. Getting health insurance as a dependent on the policy of a parent or spouse.

Medical Insurance Plans to Watch Out For:

  • Discount plans. These are not health insurance plans! These plans can save you money on health care, but only offer discounted services and not true insurance benefits. If you had a major accident or sickness, getting 25% off of a healthcare bill of $50,000 may not give you the benefits you hoped for.
  • Accident only plans. Students get the flu, mono and even cancer. Being covered with an accident only plan can offer substandard coverage when compare to a comprehensive health insurance plan. (By the way, an unplanned pregnancy is not considered an accident either J. 🙂 )
  • Hospital Only or Basic Plans. These plans tend to offer good coverage in the hospital but little coverage outside of the hospital. These plans can save you from a hospital bill that might otherwise bankrupt you. However, today hospital stays are getting shorter and more and more healthcare is being done in doctors offices. If keeping your premiums low is important, consider a plan that covers you both in the hospital and in the doctors office that has a high deductible.
  • School Sponsored Clinics And Urgent Care Centers. They cover you well for the little things, but not so well for the big things. There may be no coverage for surgery or hospitalization. In contrast to hospital only plans, these plans my not cover you for a hospital stay or for surgeries.

Finding the right student health insurance is important. College students and graduating college students have a lot of choices. Hopefully reading this article will make you aware of the options that you have. This article can be copied and reprinted but only in its entirety. The article was originally published on The article starts with the heading “Student Health Insurance – Tips to Help You Choose the Right Policy” and ends with this sentence.

Alston J. Balkcom has been a Connecticut insurance agent since 1985. His practice primarly involves helping Connecticut residents find health insurance. His focus is on those who do not qualify for health insurance through their employers. Most of his clients reach him after visiting his Connecticut health insurance focused web-site . He has taken several advanced courses over the years to increase his knowledge of health and other types of insurance. His resume includes time with Metropolitan Life, and Mutual of Omaha.

The Top 5 Alternative Health Care Tips You Need to Know

The Top 5 Alternative Health Care Tips You Need to Know

You probably already know that you’re supposed to finish all of your medication when prescribed and get plenty of exercise in order to stay healthy, but did you know that many of the best kept secrets in the medical community have nothing to do with medicine?

In recent years alternative health care (health care that doesn’t involve pumping your body full of chemicals that were never supposed to be there) has become increasingly popular as its benefits have begun to be recognized among the medical community, but there are still plenty of things your doctor isn’t telling you.

Here are the top 5 alternative health care tips you need to know:

Alternative health care tip #1: Aloe Vera

You probably already know that you can pick up aloe vera lotion at the grocery store to ease a sunburn, but did you know that you can break off a piece of an aloe vera plant and smear the juice over your arm to soothe a grease burn? Aloe vera is one of the most versatile plants in alternative health care history.

Alternative health care tip #2: Acai berry

Okay, you’ve undoubtedly heard this “miracle” product touted by the scientific and non-scientific community alike, but acai berry definitely has some positive power when it comes to your body. This isn’t just another advertising gimmick!

Along with suppressing your appetite and food cravings to help you lose weight-and giving you a great little energy boost in the middle of the day-this cool little berry also acts as an antioxidant to prevent cancer and protect your skin and organs from the damaging effects of free radicals.

Alternative health care tip #3: Chamomile tea

Parents, you’re going to love this one. You’ve been drinking chamomile tea for years to soothe your nerves, but did you know that this alternative health care remedy has actually been shown to be effective in the fight against colic?

Parents in Latin America and Asia have been using this remedy for years to help them sleep at night, and the rest of the world is finally starting to catch on. Just steep one teaspoon of chamomile in hot water for five to ten minutes, then slip your baby a half an ounce every few hours.

Alternative health care tip #4: Acupressure

Stop! Before you go running to the doctor for your latest symptom, why not give acupressure a try? Your body is connected in an intricate web, which means that yes-putting pressure on your hands and feet can in fact influence your nose and back.

There are hundreds of books on the subject, and acupressure has been proven to be an effective alternative health care treatment for stress, headaches, digestive problems, joint pain and a multitude of other disorders by stimulating the body’s own natural curative abilities.

Alternative health care tip #5: Probiotics

Save the best for last. Dieticians and nutritionists around the globe are just starting to see the value in probiotics, healthy bacteria that compete with unhealthy bacteria in the digestive tract and can solve chronic digestive problems (including gas, constipation and diarrhea) in both children and adults.

Probiotics are recommended by gastroenterologists and professional nutritionists around the globe for anyone with a glitch in their digestive tract-or who just want to keep themselves as healthy as possible.

Natural Products are proving to be of major health benefit throughout the world, try Natural Alternative Products for a huge range of natural products.

This article comes with reprint rights. Feel free to reprint it and distribute it as you like. All that we ask is that you do not make any changes, that this resource text is included, and that the links above are intact.

Prostate Health – Simple Tips

Prostate Health – Simple Tips

If you have any concerns over the health of your prostate, I have found a few simple life changes that can reduce your chance of major health problems. The numbers about prostate issues are terrifying, one in five men over 50 have been found to have cancerous cells in their prostate. Of all men between the ages of 40 and 60, around half have an enlarged prostate.

What you can do to avoid these issues. Well, first of all drink lots of water. Men should drink about 3 liters of water every day. Water makes up 60 percent of your body and is absolutely vital to providing nutrients to your cells and removing toxins from your organs. Having enough water in your diet also helps keep your colon clear. If waste builds up in your colon, it can poison your body over time. To make sure that you are getting enough water each day, check your urine. It should be mostly colorless and odorless. If it is not, add a few more glasses of water to your daily routine.

Second, you need to set up yearly appointments with your doctor for prostate exams. Now I know that none of us want to suffer through these exams, but early detection is still the best way to defeat prostate cancer. Waiting may only give the cancer a chance to grow and spread.

Next, you need to add more fruit and veggies to your diet. Fruits to make sure that you add more of are watermelon, pink grapefruit, tomatoes, and guava. These fruits all contain lycopene which has been shown to reduce prostate ailments. Also add Brazil nuts and pumpkin seeds to your diet. Now, if you start eating all of these every day, you are going to probably get some nasty diarrhea. So, used moderation and just add one or two of these fruits every day to your diet. Also, nuts contain high amounts of fat, so just eat one or two Brazil nuts and a handful or so of pumpkin seeds every day.

The last tip for prostate health is to keep the rest of you body healthy. Exercise at least three times a week. Reduce the amount of red meat that you consume, and consider picking one day a week to go vegetarian to help your body flush toxins. Also, keep your alcohol consumption to a moderate level. There are tons of great prostate health tips, but make sure that you talk to your doctor before starting any questionable supplement regiments.

Anti-Cancer Tips

Anti-Cancer Tips

There are anti-cancer tips to help protect yourself and your family from the disease. Making healthy food choices, the beverages you drink and lifestyle habits may reduce your risk of getting cancer.

About one-third of all cancer deaths may be related to what we eat. Good nutrition promotes good health. Here are seven simple guidelines to help people eat a healthy diet.

Eat a Variety of Foods. it is important to eat a variety of foods each day to provide the nutrients a person needs. No one food can provide a complete nutritious diet. Food choices are fruits and vegetables, whole cereals, lean meats, poultry without skin, fish, dry peas and beans, low-fat dairy products.

Limit saturated fat and avoid trans-fat. The total amount of fat you eat, whether high or low, isn’t really linked with disease. What really matters is the type of fat you eat. Saturated fats are found in animal products and processed foods, such as meats, dairy products, chips, and pastries. Unsaturated fats, on the other hand, are found in foods such as nuts, avocados, and olives. They are liquid at room temperature and differ from saturated fats in that their chemical structure contains double bonds.

Trans fat is created through a process called hydrogenation. More recently, University of Maryland researched Dr Mary Enig proved in 1978 that the increased cancer rates were directly associated with total fat intake and vegetable fat intake but not with consumption of animal fat. Dr Enig, who is a consultant clinician, specialising in nutrition has since spent the last 25 years warning of the dangers of trans fats and the relative safety of animal fats.

Foods that usually contain high levels of trans fats: Pastries and cakes French fries (unless fried in lard / dripping) Doughnuts Cookies / biscuits Chocolate Margarine Shortening Fried chicken Crackers Potato chips

Eat foods with adequate starch and fiber. A high fiber diet may reduce the risk of colon and rectal cancer. It is now known that people can inherit the risk of developing colon cancer, but diet is important, too. There is a very low rate of colon cancer in residents of countries where grains are unprocessed and retain their fiber.

Avoid too much sugar. When you eat a lot of sugar, your body produces a lot of insulin. Insulin is a natural substance made by the body. Insulin can tell cells to grow. However, cancer cells can be encouraged to grow more, too, when our bodies produce too much insulin. So while some insulin in the body is normal, excess insulin may encourage cancer cells to grow more, which is not a good thing.

Avoid too much sodium. Our kidneys regulate the amount of sodium kept in our bodies. When levels are too high, it gets passed through our urine. But “if your kidneys can’t eliminate enough sodium, the sodium starts to accumulate in your blood,” so we retain fluid, which increases blood volume. Along with cardiovascular risks, a study published in the American Journal of Clinical Nutrition found that salted foods can increase cancer risks. A possible factor in this increase is the presence of nitrate and nitrite preservatives in salted foods.

Avoid alcoholic drinks. Heavy drinking combines with smoking is associated with cancers of the mouth, throat, esophagus and liver. This may be because alcohol can act as a solvent, helping harmful chemicals in tobacco to get into the cells lining the digestive tract. Alcohol may also slow down these cells’ ability to repair DNA damage caused by chemicals in tobacco.

Top 5 Anti-Cancer Tips Unveiled: How To Prevent And Fight Cancer

Top 5 Anti-Cancer Tips Unveiled: How To Prevent And Fight Cancer

Cancer is one of the leading causes of death today and it consequently brings dread to the heart of the people who are diagnosed with it. This disease generally develops over many years and there are various reasons that increase your risk of getting it. Thankfully, there are quite a few things you could do to prevent and fight cancer, according to current health news. It is an understatement to say that this will save you a great deal of pain and money, and even your life.

The top 5 anti-cancer tips you should follow are:

1. Follow the right diet: Eat dark green vegetables for the magnesium they contain. Magnesium helps prevent cells replicating unnecessarily. Calcium, contained in dairy products, helps prevent the development of certain types of precancerous cells. Fruits and vegetables contain lots of anti-oxidants that help maintain your body’s immunity.

2. Stay away from products containing tobacco: Whether you smoke or chew it, tobacco has the ability to irritate the cells of the body that it comes in contact with. There is a strong correlation between tobacco use and cancers of the lung, oral cavity, esophagus and stomach etc.

3. Never neglect any unusual pain or bleeding: Any changes in how the body functions can indicate the presence of cancer. You should get a doctor to examine you in order to eliminate cancer as a possible cause. In fact, if you can detect the cancer as early as possible then you have a good chance of defeating it by starting the best possible treatment protocol.

4. Lose at least 10-15 pounds: This is especially relevant if you are a woman because excess fat cells increase the body’s production of female hormones. When the body is loaded with these hormones there is increased risk of getting cervical, breast, ovarian, endometrial or pancreatic cancers. Even men are at greater risk of getting cancer if they are overweight.

5. Reduce your exposure to radiation: Try to avoid getting x-rays and scans unless they are absolutely necessary. You should also avoid talking on your cellphone for extended periods because certain studies indicate that prolonged exposure to microwaves can result in malignant brain tumors.

It is best to maintain a healthy lifestyle in all possible ways because this will reduce your cancer risk. You will also be able to get better results from your cancer treatment if you take good care of your health by eating healthy food and avoiding substances such as alcohol and tobacco.

According to the current health news [], it is possible to manage cancer easily by changing one’s lifestyle. Get useful tips to prevent and fight cancer.